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Health insurance in the United states is any program that helps pay for medical expenses whether through privately purchased insurance social insurance or a social welfare program funded by the government.
1. synonyms for this usage include health coverage health care coverage and health benefits. in a more technical sense the term health insurance is used to describe any form of insurance providing protection against the costs of medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone as well as social welfare programs like medicaid and the children's health insurance program , which both provide assistance to people who cannot afford health coverage.
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